Acquiring life insurance in the present is an excellent way to prepare for your family’s future financial needs. Life insurance is essentially a contract between you and the insurance company that states the policy will pay out a sum of money after a Read On >
Benefits Consulting
What is the Purpose of a Business Valuation?
Knowing the value of your business can be highly useful if the right buyer comes along and you are ready to sell. Businesses may also need to be valued for other reasons outside of sales, such as for capital gains tax or inheritance tax computations. Read On >
2019 Guide to Choosing Between PPO & HMO Health Insurance
When it comes to employee benefits packages, you do not want to choose your health insurance hastily. As one of the most essential benefits, it is important to compare and contrast your options to ensure that you make the right decision. Two of the Read On >
Business Valuation 101
Business valuation can be a powerful tool during price negotiations when selling your company. There are many reasons businesses use valuation, from establishing partner ownerships to divorce proceedings. Businesses use a variety of methods in the Read On >
What You Need to Know About Medical Loss Ratio Rebates
Medical loss ratio (MLR) is the amount of premium dollars that an insurance company spends on health care quality rather than marketing, salaries, and various administrative costs. Under the Health Care Reform law, HMOs and insurers must now pay Read On >
What Your Business Must Know About The Family And Medical Leave Act
The Family and Medical Leave Act (FMLA) is a labor law in the U.S. that requires certain employers to provide workers with unpaid, protected leave for certain family-related and medical reasons. The 1993 law provides certain employees with up to 12 Read On >
The Benefits of Benchmark Analysis
Benchmark analysis is a form of market research used by businesses who wish to compare their existing performance to the best practices in the industry. Through benchmarking, companies are better able to gauge what is the best performance to be Read On >
Does My Small Business Need a Benefits Consultant?
Big or small, companies of all sizes can gain from working with a benefits consultant. A benefits consultant is a professional whose job it is to advise business clients on various work topics, such as health insurance and employee benefits. Most Read On >
Does My Business Need a Benefits Consultant?
Creating an appealing employee benefits package does not have to be complicated. With the help of a professional benefits consultant, you can explore the various types of benefits and the costs and terms that accompany them. From health insurance to Read On >
How Long to Keep Business Insurance Policies
As a business owner, you likely have policies piling up. After so many years, is it safe to simply discard the paperwork? The answer is not always. For certain types of liability and property policies, such as home, auto, and umbrella, you only need Read On >