In an increasingly litigious environment, business owners can not afford to leave themselves open to lawsuits arising from the inevitable—and potentially costly—human error. Should that error create defects in the product or service you deliver to a customer, you could be held liable for any fines or other monetary damages your customer may incur as a result.
Errors And Omissions Insurance Coverage
Errors and omissions insurance, or E&O insurance, is a professional liability policy which protect companies and their staff against claims derived from inadequate work and/or negligence. Examples of coverage include:
- Contractors
- Temporary Employees
- Personal Injury
- Claims From Services Rendered In The Past
- Copyright Infringement
Businesses in the consulting or service providing industries generally are required to acquire errors and omissions insurance to operate. Examples of businesses/professions within these industries include:
- Investment Advisors
- Financial Planners
- Insurance Brokers
- Attorneys
- Nonprofits
- Wedding Planners
- Real Estate Agents
An errors and omissions policy will usually cover any legal fees or costs associated with the claim and either all or a majority of the settlement.
Professionals Who Benefit from E&O Coverage
Today’s workplace leaders are responsible for more than process and paperwork—they’re managing compliance, guiding strategy, and often providing internal consultation that can carry real legal exposure. Errors & Omissions Insurance is built to protect individuals and organizations performing complex, high-stakes roles across industries.
Errors & Omissions Insurance for HR Directors
As strategic leaders, HR Directors face growing exposure to risks stemming from compliance, hiring decisions, and internal consulting. E&O Insurance offers critical protection against these professional liabilities—giving HR leaders the confidence to focus on people, policy, and performance without personal or organizational risk.
View Errors & Omissions Insurance for HR Directors