Insurance plans are beneficial for anyone who wishes to protect themselves and their families from financial losses related to medical care and other aging-related events. At Business Benefits Group (BBG), we offer a range of individual medical, life, disability and long-term care policies that can be customized to suit your preferences and budget.
Individual Medical Insurance
Individual medical insurance is suited to individuals who do not have access to employer-sponsored health coverage or for those who want to expand existing coverage, whether they are employed by a small business that does not offer benefits, are self-employed, or have retired before reaching Medicare eligibility.
Our individual medical insurance policies can help cover the costs of a range of medical services, from preventive screenings and emergency room visits to inpatient hospital care and surgery. We can help individuals find a suitable policy and work with businesses that choose to offer reimbursement to employees for individual coverage rather than offering group policies.
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Individual Life Insurance
If the people in your life depend on your financial support, an individual life insurance policy can offer them protection in the event that something happens to you. With an individual life insurance policy from BBG, your designated beneficiaries would be entitled to a financial benefit if you pass away.
We offer term life insurance, whole life insurance, universal life insurance and variable life insurance policies. Some options can build a cash value in addition to providing a death benefit. Our consultants will work with you to identify the right type of coverage with premiums that suit your budget and help you determine the right amount of insurance.
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Individuals who are approaching retirement age often struggle to understand the complicated Medicare benefit system. The consultants at BBG can explain the types of coverage afforded by Medicare and provide valuable guidance on supplemental insurance to ensure that all of your coverage needs are met. We can also help you determine your eligibility and navigate the complexities of the Medicare Advantage Program combination care plan.
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Many people would struggle to cover their bills and expenses without a paycheck; disability insurance can provide valuable protection to those who are unable to work and earn their usual income. Whether your employer does not offer disability insurance or you prefer to have coverage that would not be interrupted if you changed jobs, our individual disability insurance policies can give you considerable peace of mind.
We offer individual short-term disability policies covering periods of up to 26 weeks in which an illness or injury leaves you unable to work, along with long-term disability that can provide coverage for several years if needed.
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Individual Long-Term Care
Americans are living longer, and that means many will end up needing care assistance at some point. This type of assistance can be very expensive; however, individual long-term care insurance can prevent you from having to forgo high-quality care for financial reasons.
Our individual long-term care policies can cover medical and non-medical expenses, along with medical equipment and in-home care, protecting your savings and providing you with more choices for care.
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Schedule A Consultation With BBG To Learn More About Our Individual and Aging Needs Coverage
No matter what type of individual medical, life, disability or long-term care insurance you seek, the experts at Business Benefits Group (BBG) can help you obtain custom coverage that addresses your needs and works with your budget. Call us today at (844) 201-3609 or contact us online to get started.