Sound advice and services designed to make sure that any situation that may arise is covered are the primary focal points for the professionals at the Business Benefits Group’s Business Insurance Division. The core of our philosophy is making sure all of your assets are protected, and that you have the best in risk-management solutions. As your Vienna, VA Insurance Broker, we handle all of your insurance claims, renewals, and implementation, something our status as an independent agency allows us to do at the height of efficacy.
Vienna, VA Insurance Broker
Our approach is single sourced, made possible by integrating your benefits, retirement and HR needs with our Business Insurance Division. Threats that could potentially cause you to close up shop are stopped cold with the array of policies we can provide to you to help defend your business. No matter what type of organization you stand at the helm of, the myriad of different business-insurance solutions we offer will help you achieve that coveted peace of mind that comes from knowing that your future is secured.
Who Needs Business Insurance?
A thorough and complete examination of what types of risks may crop up, on a frequent or infrequent basis, is needed before determination of what insurance is required can be made. Some fields may require a bit of digging to find all of the potential pitfalls, while others are clearly defined.
Potential growth is one of the most common factors that can make an established business reassess what type of insurance needs they may have now or in the future. As a company grows and matures over time, it is commonplace for this reassessment to take place. One of the prime ways to make sure that your business is safe, all while taking advantage of valuable savings, is regular evaluation of your business insurance coverage.
Following are some of the most important considerations that need to be made by new business owners when deciding which plan best fits their needs:
- What is needed to ensure that your location(s) is safe and in compliance?
- How does the business provide service to its clients/customers?
- How is your business managing cyber security and intellectual property?
- Do employees drive for business-related reasons or operate any form of heavy machinery?
- What are the actual needs of the business?
- What is needed to ensure that your equipment is safe and in compliance?
- How many people are on staff?
- Do your company’s corporate officers face any risks?
- What materials and/or substances do employees handle directly?
- Are your organization’s current and future assets protected?
BBG’s Business Insurance Services and Solutions
No two businesses are the same, with each possessing traits and practices unique to their organization. However, all businesses want to save money, time, and reduce risk as much as they can, regardless of industry or size. A thorough and complete assessment of potential risks is how the expert business-insurance professionals at the Business Benefits Group (BBG) help business owners of all types achieve this successfully. Offerings found in our full business-insurance service include:
- Commercial Auto Insurance
- DBA Insurance
- Directors and Officers
- Errors and Omissions
- General Liability
- Malpractice Coverage
- Property Coverage
- Request a Certificate of Insurance
- Umbrella Liability Insurance
Commercial Auto Insurance
We can compare and shop for the best in commercial auto insurance plans due to the wide range of carriers we represent. Avoid all of the hassles and headaches that come with finding the perfect policy by letting our team of pros handle it.
Insurance coverage for any personnel working overseas on a government contract is a mandatory action for any business under the Defense Base Act (DBA). Hefty fines, complete loss of the awarded contract, imprisonment, and/or civil liability claims that include damages related to death or injury are just a few of the frightening penalties that can stem from a decision not to acquire this type of coverage.
Extensive and thorough experience dealing with U.S. Government Contractors is an asset possessed by all of the professionals here at BBG. This experience allows us to provide the most expert of guidance dealing with any requirements set forth by the DOL, or U.S. Department of Labor. Contractors working abroad for the Department of Defense (DOD) are also a segment that we assist exclusively. Please review our informational page on DBA insurance to learn more.
Directors and Officers
Wrongful acts perpetrated by an individual officer or director or a company, whether they be alleged or actual, are claims handled by D&O, or Directors and Officers, insurance. Given how much these types of claims have risen in number over the past decades, it is fast becoming commonplace for private institutions to enlist the aid of Directors and Officers Liability insurance.
The necessity of this type of coverage has become so apparent to business owners that gaining D&O insurance has become a routine part of the insurance process overall. Should any negative circumstances become apparent, D&O insurance can provide the protection needed by the most valuable and key members of your company. Please check out our pages dealing with Directors and Officers coverage if you need more information.
Errors and Omissions
Human errors, many times of which can be extremely costly and aggravating, are inevitable, no matter how much effort is put into performing sans mistakes. Unwanted and disastrous liability issues can arise, especially in the case where a defective product or service is sent to a customer.
As such, it must be a prime concern of any business owner to shield themselves and their companies from costly money-related damages, fines or other penalties that can be levied as a result of omissions or errors. Understanding and acquiring the best coverage for your specific needs, in relation to these variety of mistakes or failures, are areas our highly-qualified insurance consultants are extremely experienced and helpful with. Please visit our page dedicated to Errors and Omissions to learn more.
Normal and everyday liabilities that go above and beyond the coverage supplied by professional or vehicular insurance are the province of General Liability (GL) insurance. Knowing that you have done the utmost to secure you and your business from a wide range of possible liability issues by using GL insurance is key to the sense of security you need to keep things flowing unimpeded and at the height of perfection. Businesses can effectively mitigate these problems by acquiring the proper coverage, a task our competent business-insurance experts are extremely helpful with. Saving vital time and resources, all while ridding yourself of crippling liability anxiety, are things we actively seek for you and your business. Please take a look at our General Liability insurance page for additional information.
Both demanding and rewarding, in equal parts, are traits that can be attributed to working in virtually any type of medical profession. Malpractice claims of all types and sizes are eventualities that any medical professional can become exposed to. In the event that a patient decides to pursue a malpractice claim, BBG’s malpractice insurance experts can advise on, and recommend, the perfect policy to cover you, your practice, and your assets. For more information, please visit our page on Malpractice Coverage.
Vandalism, theft, flood, and fire are just a few of the possible unwanted and unforeseen occurrences that can happen to any business, many times with extreme effect. Devastating losses and pricey corporate setbacks can be avoided, however, by obtaining the proper coverage. While we are by no means able to predict the future, our experience in this area can be just what is needed to help you locate the perfect coverage that can handle any of these calamities, as well as any others that may rear their ugly head. Please visit our Property Coverage page to learn more.
Umbrella Liability Insurance
If you are presented with a claim that exceeds the limits of your primary general liability, worker’s comp and auto insurance, Umbrella Liability coverage is designed to shield and protect you completely. This coverage can be expanded as the exposure of your company to different risks increases, a boon since Umbrella Liability insurance has a mandatory minimum. For additional information, please visit our Umbrella Liability Insurance page.
Request a Certificate of Insurance
Providing a certificate of insurance to the person that holds the insurance policy is the most common way to show proof of insurance. We can handle this entire process, so give us a call if you would like to know more about what you need to do to obtain a certificate of insurance.
One area in specific that every business should take very seriously is that of acquiring the right coverage to satisfy all worker compensation requisites. Our expert and skilled consultants will go above and beyond to make sure that you understand any regulations that deal with your area of business specifically. The most appropriate level of coverage, at the best and most affordable rates possible, is the chief focus of our professional team. Please check out our Workers Compensation coverage page to learn more.
Benefits of Our Business Insurance Services
One thing our team of dedicated business-insurance professionals understands is that the goal of your business is to become profitable, all while offering a service that is worthwhile. Our goal is to help you achieve this dream in the most expedient way possible. Your business can easily be forced into a vulnerable position from risks that stem from remaining underinsured against potential claims, as well as failure to comply with applicable government regulations. The best and most effective insurance policies, as well as risk-management solutions that generate security and reduce risks, are easily given by our knowledgeable Business Insurance Division. Risk prevention is achievable due to the level of experience our team possesses.
Protect Your Business
Protecting and shielding your business is our number-one priority, a fact that has led to a longstanding and trusted relationship between us and our clientele. Once our detailed analysis of your business is completed, we will be able to mitigate any results from unwanted occurrences by giving advice on which policies in specific will be the most effective. Contact BBG online for more information.