Finding health insurance is not always easy, especially for non-married couples in search of comprehensive benefits. Domestic partners are entitled to certain legal benefits of marriage, but not all. Before making a decision regarding health Read On >
Business Benefits Blog
What You Need to Know About Medical Loss Ratio Rebates
Medical loss ratio (MLR) is the amount of premium dollars that an insurance company spends on health care quality rather than marketing, salaries, and various administrative costs. Under the Health Care Reform law, HMOs and insurers must now pay Read On >
What Your Business Must Know About The Family And Medical Leave Act
The Family and Medical Leave Act (FMLA) is a labor law in the U.S. that requires certain employers to provide workers with unpaid, protected leave for certain family-related and medical reasons. The 1993 law provides certain employees with up to 12 Read On >
Data Breach Coverage Insurance and Why Your Business Needs It
Major corporations are not the only ones at risk for cyber attacks. Even small businesses are susceptible to data breaches. In fact, research shows that 1 in 3 data breaches occur in businesses that have less than 100 employees. All types of Read On >
A Look at Association Health Plans in 2018
Many small business owners are satisfied with the recent outcome of a new rule approved by the Trump Administration that called for an expansion of association health plans. Not only do these association health plans aim to meet the unique needs of Read On >
How EPL Insurance Can Protect You from a Wrongful Termination Suit
Wrongful termination, also referred to as wrongful dismissal or discharge, is a situation in which an employee’s contract of employment was unlawfully terminated by an employer. To be considered wrongful termination, the firing must have breached one Read On >
How to Protect Insurers From Large Claims
While switching to self funding insurance comes with a wide range of benefits, there are also some serious risks. One major concern that many employers have pertains to the inability to pay for catastrophic claims. As employers are responsible for Read On >
Top 4 Reasons Employers Are Switching to Self Funding Insurance
Self funding, otherwise known as self-insured insurance, is a plan in which the employer takes on the financial risk of providing certain healthcare benefits to his or her employees. With self funding insurance, companies pay for healthcare expenses Read On >
Everything You Need to Know About Group Health Insurance
As a growing business, the wellbeing of your employees is a top priority. When your workers remain in good health, production and morale increase while absenteeism and turnover rates diminish. Group health insurance is a popular option for businesses Read On >
2018 Small Business Group Health Insurance Update
Determining the best course of action when it comes to group health insurance is one of the toughest decisions business owners must make. Just like personal health insurance, group health insurance can be found in all shapes and sizes to accommodate Read On >