If you are considering self funding insurance, then acquiring stop loss insurance should be high on your priority list. Stop loss insurance, also known as excess insurance, is a product that provides companies protection against unpredictable or Read On >
Business Benefits Blog
The Benefits of Benchmark Analysis
Benchmark analysis is a form of market research used by businesses who wish to compare their existing performance to the best practices in the industry. Through benchmarking, companies are better able to gauge what is the best performance to be Read On >
A Comprehensive Guide to Group Stop Loss Captives
Most employers make it a top priority to properly handle healthcare expenses. Group stop loss captives is a smart way for employers who use self funding insurance to add another layer of protection from high individual or aggregate medical claims. Read On >
What is Aggregate Stop Loss?
Stop loss insurance, also referred to as excess insurance, is a product targeted towards self-insured employers. The policy option serves as a reimbursement mechanism for claims that prove to exceed the predetermined amounts. Stop loss insurance is Read On >
The Benefits of Direct Primary Care
Rising health costs can make it difficult for patients to receive the care they need, even with insurance. Direct primary care (DPC) is an alternative payment model that provides family physicians the opportunity to charge patients a monthly, Read On >
What is Reference Based Pricing?
Choosing an insurance plan for your employees can be challenging due to the influx of options now available. One of the biggest decisions you will have to make as an employer is between fully-insured and self-insured health plans. A fully-insured Read On >
Who Uses Self Funding?
Self-funded healthcare plans, also referred to as self-insured or alternative-funded healthcare plans occur when an employer assumes a portion of the financial responsibility of health care benefits to his or her employees, up to a set threshold. If Read On >
What is Workforce Planning?
Workforce planning is not a single action, but rather a continuous pursuit to align the priorities of a business with its workforce. Through workforce planning, business owners are better able to identify and address gaps in talent while developing a Read On >
HMO, PPO, EPO, & POS Health Insurance: A Comprehensive Comparison
While no one plans to become sick or injured, most are glad to have health insurance when it happens. To meet the unique needs of every recipient, there are a number of different health insurance plans. The most common health plans include health Read On >
Does My Small Business Need a Benefits Consultant?
Big or small, companies of all sizes can gain from working with a benefits consultant. A benefits consultant is a professional whose job it is to advise business clients on various work topics, such as health insurance and employee benefits. Most Read On >