A 120-day pre-renewal timeline breaks the employee benefits renewal into ordered phases, starting with claims data and ending with a signed carrier
Reducing Claims Costs Through Smart, Data-Driven Benefits Strategies
Rising claims costs are one of the biggest pressures on employer-sponsored health plans, and companies often react to increases only at renewal. A
How to Help Employees With Student Debt Build Emergency Savings
In late 2024, 20% of student loan borrowers were behind on payments or in collections, up from 16% a year earlier, according to the Federal Reserve's
6 Signs Your Renewal Started Too Late
The date your employee benefits renewal begins determines how many options are still on the table as you’re making decisions weeks or months out. Most
How Annual Benefits Reviews Help Employers Control Long-Term Costs
Annual benefits reviews provide employers with a clear look at where their money is going and whether their offerings still fit their workforce. With
How Benefits Consulting Firms Build Mentally Resilient Teams
According to the 2025 SHRM Employee Benefits Survey, 90% of employers now offer mental health coverage, up from 84 percent in 2019. And yet many
How Benefits Consulting Firms Identify Total Rewards Gaps
Has your company’s total benefits spending gone up again at the last renewal, even though turnover in your highest-value roles hasn’t changed? Do you
Common Benefits Administration Challenges and How Employers Can Solve Them
Benefits administration affects nearly every part of the employee experience, from the moment someone signs up for coverage to the day they need to
Signs Your Employee Benefits Package May Be Hurting Recruitment Efforts
The moment they receive an offer, many job candidates skim past the salary line to see what is included in their employee benefits package and assess